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  • What kind of benefits do I get?

    One of the main benefits of having a STABLE account is being able to save for qualified expenses and invest for the future in a tax-advantaged account.  Your Supplemental Security Income (SSI) will not be affected as long as the account balance stays below $100,000. Other federally means-tested...

  • What type of bank accounts can I add?

    You can connect a checking or savings account.

  • What type of disabilities qualify for an account?

    Any disability that qualifies for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) or blindness that developed before the age of 26 is eligible for a STABLE account. Some of the conditions recognized by the Social Security Administration that could qualify based on...

  • When is IRS form 1099-QA available?

    The plan administrator must send the 1099-QA by January 31, so you should receive the form no later than early February following the close of the tax year. You will receive it via mail or electronic delivery based on communications preferences. 

  • When is IRS form 5498-QA available?

    The plan administrator must send the 5498-QA by March 15, so you should receive the form no later than late March following the close of the tax year. You will receive it via mail or electronic delivery based on communications preferences.

  • Where can I find my account number?

    You can find all the information about a STABLE account on the Overview page. The account number is at the top of that page. The rest of the information about the beneficiary’s account — including contact info, condition, customization, money allocation, and yearly goal — can be viewed and edited...

  • Where can I use the card?

    The STABLE Visa® Card can be used everywhere Visa debit cards are accepted, both online and in-store.

  • Who can contribute to my account?

    Anyone can make contributions to your account to help you reach your goals. Learn more about how to make a gift contribution.

  • Who can have a STABLE account through the Palmetto ABLE Savings Program?

    Any resident of South Carolina who developed a disability or blindness before the age of 26 and is eligible for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits, or has a signed Diagnosis Form from a licensed physician, can have a STABLE account through the...

  • Who can open a STABLE account through the Palmetto ABLE Savings Program for an eligible beneficiary?

    An adult resident of South Carolina with a qualifying disability can open and manage a STABLE account through the Palmetto ABLE Savings Program. If a beneficiary is under the age of 18 or unable to open an account on their own, they must have an Authorized Legal Representative (also known as an...